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	What is a Short Sale?

	Is a Short Sale right for me?

	If I do a Short Sale, how much will I have to pay to sell my home?

	How do I get started on a Short Sale?


	How Fast Can A Foreclosure Happen?

	How Can I Stop The Foreclosure?

	What Options Do I Have To Avoid Foreclosure?

	If My Lender Forecloses, Can They Come After Me For The Loss?

Subprime… The most overused word in the English language The fact that we have a serious mortgage delinquency problem in most parts of California is now irrefutable. The Central Valley has had more than its share of casualties over the past several months and the pace at which homeowners are losing homes to foreclosure is showing no signs of abating.

As a Realtor, I am committed to serve my clients with honesty, integrity, compassion and professionalism. I have devoted many hours to get the knowledge, experience and education so I can be of assistance to anyone who is affected by the current trend in the real estate industry.

I am a certified short sale specialist (CSSS) and a certified pre-foreclosure specialist (CPFS) and have recently joined Pacific Auction Exchange, Continental Realty Inc. as a Real Estate Auctioneer. Real Estate auction is another option to sell properties and, yes, you do have an option to auction short sale or pre-foreclosure properties.

I hold a Bachelors Degree in Business Education and multiple certifications in Information Technology and in the Investment/Real Estate industry.

I look forward to hearing from you,

Cecilia G. Halim
925-487-6219

Call Us (925) 487-6219

info@myshortsaleservices.com

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